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With PCI DSS 4.0, nine of the requirements were rewritten to allow the assessed entity to define how frequently the control should be completed. While that flexibility sounded great to some folks, others weren’t exactly thrilled—because guess what? It means more paperwork. Every. Single. Year. These nine requirements now require a Targeted Risk Analysis (TRA) to justify the timing you choose. Let’s walk through each one and decide what might be best for your company.

As organizations increasingly rely on third-party service providers (TPSPs) to support payment processing environments, the need for clear oversight and accountability has never been more critical.

The Payment Card Industry Data Security Standard (PCI DSS) version 4.0 introduced a formal requirement for a documented scoping exercise under PCI 12.5.2. This guide breaks down the scoping process, offering practical steps and tips to streamline compliance.